TLT Insurance Group LLC.

So what led Mr. Grogg to enter the insurance industry, launch TLT Insurance Group LLC., and why he is so passionate about helping you secure your and your families future through life insurance, mortgage insurance, annuities, and other insurance products.

In 2021 Mr. Grogg was a fit, non-smoking, 57 years young family man, who had been married to his wife Colleen for 30+ years. It was August and they were moving into their new dream home that took a year to build. Bruce had been helping the movers on day 1 of the move (they had 5 days to move out of their previous home and planned to have the movers take most of the large items on day 1, and then Bruce and his wife would move the rest over the remaining 4 days).

The movers had just left, Colleen and Bruce were having a quick lunch and Colleen noticed that Bruce was looking tired and was sheet white…she knew something was wrong and ORDERED him to go to the Dr. Immediately. To make Colleen happy, Bruce grudgingly complied and by chance, an opening was available at the Dr.’s office so he drove down. The Dr. took one look at how pale he was, and was concerned enough that he did a hemoglobin test…looked puzzled…and did it again. The Dr. did a couple more quick tests and then Immediately called an ambulance as Bruce only had 5 quarts of blood in his body and should of had 12-14…and a heart attack, stroke, and death were immanent. Turns out Mr. Grogg had no idea that he had been bleeding internally for quite some time, and his body could not keep up with the blood loss…so he had been slowly bleeding to death.

Bruce was admitted to the hospital and had 3 immediate transfusions, and LOTS of tests…cameras shoved in from both ends searching for the cause, which they did not find in the 3 days he was hospitalized, but did find it a few weeks later. In Bruce’s own words, and why he is an advocate for life insurance:

“The turning point in my life, and why I am so passionate about mortgage protection insurance and life insurance, and why everyone should have it…is when I was in the hospital…helpless to help my wife…and on day 2 of our move when I should have been with her packing and moving all the rooms in our home…she was terrified I may die and had almost died, frustrated, defeated, and completely overwhelmed. She was on the phone with me, sitting on the floor in the middle of a half packed room in our old house…with truckloads of household items still needing to be boxed, loaded into the U-Haul, moved, and unloaded…and she was all alone.

To hear uncontrollable sobs, not just about the situation I had left her to deal with…but because of fear that I almost died and could still die…and there was absolutely nothing I could do from a hospital bed to console her, wrap my arms around her, or help her. I was only 57, felt great just a few days before, and now I had left her with no safety net in case something did happen to me.

I realized in that moment, that if I had died…and could still die…I had no mortgage protection insurance on a brand new $500,000 loan, no life insurance,  no safety net to help her at least make the new house payments until she could figure out what to do?!”

That life changing event is when Bruce realized that Mortgage Protection and Life Insurance is for everyone at any age because you just never know what life has in store for you!

It was the catalyst that brought Mr. Grogg to the insurance industry and why he launched TLT Insurance Group LLC. It’s his driving force as to why he wants to help you and your loved ones with all of your insurance needs.

Don’t wait…call email, or fill in the form below to get a quote, and start protecting those you love today!

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